Chapter 13 Bankruptcy

Filing for Chapter 13 Consumer Bankruptcy Relief in New Hampshire

Trying to save a home from foreclosure is the most common reason people come to the Hillsboro law office of Michael Racine. Chapter 13 personal bankruptcy is designed to allow people to stop home foreclosure, and to set up a repayment schedule that can help you catch up on your mortgage payments.

Our experienced bankruptcy attorneys can help you get started with a court-supervised debt repayment plan to save your home. To schedule a free initial consumer bankruptcy consultation, contact us today.

Don't get scammed by debt "rescue" companies

Notice that we said "court-supervised" plan. This is an important distinction. Many New Hampshire homeowners facing a financial crisis have turned to foreclosure "rescue companies" they see online, in the newspaper, or by direct mail. Many of these companies are scam artists. They promise to save your home, but they may not follow through. Often, they end up owning the home they were going to "save."

At Michael Racine, Attorney at Law, PLLC, we help our clients get their lives back on track. Contact our Hillsboro law office to learn more about how a Chapter 13 debt reorganization and repayment plan could work for you.

  • Get caught up on your mortgage payments
  • Get caught up on your bills
  • Get relief from penalties and high interest rates on your credit cards

Chapter 13 is the consumer bankruptcy plan for people who would be able to repay some or all of their debts if they were relieved from excessive interest rates and penalties. If you do not have the ability to repay your debt, even at a reduced amount, Chapter 7 bankruptcy may be a better option for you, if you qualify.

We help clients who are victims of foreclosure "rescue" scams

In addition to helping clients file for Chapter 13 and Chapter 7 bankruptcy protection, we also help people get justice if they have been the victim of mortgage fraud from a foreclosure rescue scam artist. Attorney Michael Racine represents people in court who are seeking financial compensation and damages after being ripped off, misled, or defrauded. Contact us to learn more about foreclosure fraud and how we can help you seek compensation for your losses.

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Contact Information

Michael Racine, Attorney at Law, PLLC
The Concord Center
10 Ferry Street, Suite 309A
Concord, NH 03301
Telephone (603) 230-2408
Fax (855) 620-0577
Map | E-Mail

From our law office in Concord, New Hampshire, bankruptcy attorney Michael Racine serves clients across New Hampshire, in Belknap County, Carroll County, Cheshire County, Coos County, Grafton County, Hillsborough County, Merrimack County, Rockingham County, Stafford County, and Sullivan County and communities such as Littleton, Lebanon, Hanover, Claremont, Keene, Manchester, Nashua, Derry, Exeter, Portsmouth, Dover, Rochester, Concord, Franklin, Laconia, Wolfeboro, and Berlin.

Disclaimer: The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. We invite you to contact us and welcome your calls, letters and electronic mail. Contacting us does not create an attorney-client relationship. Please do not send any confidential information to us until such time as an attorney-client relationship has been established.