The Concord Center, 10 Ferry Street, Suite 413 Concord, NH 03301


Good Counsel and Seasoned Bankruptcy Advocacy in Difficult Times

New Hampshire residents looking for solutions to overwhelming financial difficulties have turned to bankruptcy attorney Michael Racine.

Our law firm helps consumers and small businesses in New Hampshire find a fresh financial start through personal and business bankruptcy. Contact our law office for an initial consultation: (603) 230-2408. We can help you understand your options and then move forward with confidence.

We understand the stress and strain you are facing when you begin to consider bankruptcy as an alternative. While it is never an easy decision to make, it is often the right decision—one that could actually bring you peace of mind and start you on the road to financial stability.

Unsure if bankruptcy is really the best or only choice for you?

Your well-being is our first priority. Our staff is highly experienced and caring, and treat each and every client with respect and concern. When you visit our office, you will be greeted warmly and put at ease. We will handle your legal matter carefully and efficiently. You can have confidence that your financial matters are in good hands.

Chapter 7 or Chapter 13 bankruptcy: Which one is right for you?

Filing either Chapter 7 and 13 bankruptcy will stop creditor harassment and collection calls immediately.

Chapter 7 bankruptcy is intended for people who are unable to repay their debt. Chapter 7 wipes away most—although not all—types of debt. It has its down side, and not everyone will qualify for Chapter 7, but our experienced bankruptcy lawyers can tell you if your situation qualifies you for Chapter 7 debt relief.

For many people, Chapter 13 bankruptcy is the right answer. It can often be used to save your home from foreclosure or your car from repossession. With Chapter 13, you can take charge of your finances through a repayment plan. With a Chapter 13 repayment plan, you may not be required to pay back all your debt in full. It is an effective means to get back on your feet financially.

Every bankruptcy case is unique

We approach each case with insight that comes from experience. We can explain how the bankruptcy laws apply to your particular financial situation and can advise you on the most appropriate steps to take to regain your financial health. We look forward to working with you. Contact our office to schedule a consultation: (603) 230-2408.

We are committed to:

  • Treating you with respect and courtesy
  • Handling your legal matter competently and diligently
  • Exercising independent professional judgment on your behalf
  • Promptly responding to your telephone calls and letters
  • Keeping you informed and sending you copies of important papers
  • Keeping confidential the information you share with us as part of the lawyer-client relationship
  • Maintaining the highest ethics in keeping with the New Hampshire Supreme Court Rules of Professional Conduct


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