Good Counsel and Seasoned Bankruptcy Advocacy in Difficult Times

Bankruptcy can be a challenging experience no matter your background. Make sure you know your rights.

New Hampshire residents looking for solutions to overwhelming financial difficulties have turned to bankruptcy attorney Michael Racine.

Our law firm helps consumers and small businesses in New Hampshire find a fresh financial start through personal and business bankruptcy. Contact our law office for a free initial consultation: (603) 230-2408. We can help you understand your options and then move forward with confidence.

We understand the stress and strain you are facing when you begin to consider bankruptcy as an alternative. While it is never an easy decision to make, it is often the right decision—one that could actually bring you peace of mind and start you on the road to financial stability.

Unsure if bankruptcy is really the best or only choice for you?

Your well-being is our first priority. Our staff is highly experienced and caring, and treat each and every client with respect and concern. When you visit our office, you will be greeted warmly and put at ease. We will handle your legal matter carefully and efficiently. You can have confidence that your financial matters are in good hands.

Chapter 7 or Chapter 13 bankruptcy: Which one is right for you?

Filing either Chapter 7 and 13 bankruptcy will stop creditor harassment and collection calls immediately.

Chapter 7 bankruptcy is intended for people who are unable to repay their debt. Chapter 7 wipes away most—although not all—types of debt. It has its down side, and not everyone will qualify for Chapter 7, but our experienced bankruptcy lawyers can tell you if your situation qualifies you for Chapter 7 debt relief.

For many people, Chapter 13 bankruptcy is the right answer. It can often be used to save your home from foreclosure or your car from repossession. With Chapter 13, you can take charge of your finances through a repayment plan. With a Chapter 13 repayment plan, you may not be required to pay back all your debt in full. It is an effective means to get back on your feet financially.

Every bankruptcy case is unique

We approach each case with insight that comes from experience. We can explain how the bankruptcy laws apply to your particular financial situation and can advise you on the most appropriate steps to take to regain your financial health. We look forward to working with you. Contact our office to schedule a consultation: (603) 230-2408.

We are committed to:

  • Treating you with respect and courtesy
  • Handling your legal matter competently and diligently
  • Exercising independent professional judgment on your behalf
  • Promptly responding to your telephone calls and letters
  • Keeping you informed and sending you copies of important papers
  • Keeping confidential the information you share with us as part of the lawyer-client relationship
  • Maintaining the highest ethics in keeping with the New Hampshire Supreme Court Rules of Professional Conduct

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Contact Information

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.


Contact Information

Michael Racine, Attorney at Law, PLLC
The Concord Center
10 Ferry Street, Suite 309A
Concord, NH 03301
Telephone (603) 230-2408
Fax (855) 620-0577
Map | E-Mail

From our law office in Concord, New Hampshire, bankruptcy attorney Michael Racine serves clients across New Hampshire, in Belknap County, Carroll County, Cheshire County, Coos County, Grafton County, Hillsborough County, Merrimack County, Rockingham County, Stafford County, and Sullivan County and communities such as Littleton, Lebanon, Hanover, Claremont, Keene, Manchester, Nashua, Derry, Exeter, Portsmouth, Dover, Rochester, Concord, Franklin, Laconia, Wolfeboro, and Berlin.

Disclaimer: The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. We invite you to contact us and welcome your calls, letters and electronic mail. Contacting us does not create an attorney-client relationship. Please do not send any confidential information to us until such time as an attorney-client relationship has been established.